States Funding

Funding at
the speed your
business deserves.

States Funding is an intuitive financial platform designed around your business's journey. We provide fast, transparent funding, seamless access to working capital, and unwavering support to power your growth.

Funding Amount
$125,000
$30K$1M+
$250,000
$30K$1M+
$500,000
$30K$1M+
Line of Credit
Business Loan
Revenue Based
Funding Amount
$500,000
$30K$1M+
$750,000
$30K$1M+
$200,000
$30K$1M+
Business Loan
SBA Loan
Invoice Financing

Solutions to keep your business moving forward.

Whether it's accelerating growth or short-term capital needs, States Funding provides personalized financing solutions all in one simple portal.

Small Business Loan

Fixed-rate term financing for expansion, equipment, hiring, or refinancing existing debt.

Loan Amount
$250,000
Monthly
$4,850
SMTWTFS
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Revenue-Based Financing

Repayments scale with your revenue. Fast decisions for businesses with strong top-line.

Monthly Revenue
$92,400
+18%
MTWTFSS

SBA Loan

SBA-backed loans with the lowest rates and longest terms for businesses that qualify.

Funding Amount
Approved
$750,000
10-year term · 6.25% APR

Line of Credit

Draw what you need, when you need it. Pay interest only on the balance you use.

Available
$180,000
of $250,000 line
28% drawn$70K used

Invoice Financing

Advance against open receivables and stop waiting 30, 60, or 90 days to get paid.

Invoice #1024
Acme Corp · Net-60
$45,000
90% advance
You receive today$40,500
Funds wired in 24 hrs

Non-Dilutive Capital

Growth capital for venture-backed and high-growth companies — keep your equity.

Growth Capital
$2.5M
12-mo · no equity dilution
2.4× ARR

See why business owners
trust States Funding.

Explore stories from business owners who chose States Funding for smarter capital and a true partner in keeping their business moving. No matter what comes next.

Marcus Greer
“States Funding got us working capital in two days. We opened the second location on schedule instead of pushing it a whole season.”
Marcus Greer,
Owner, Greer's Kitchen
Read story ›
Daniela Reyes
“Two more trucks meant two more contracts. States Funding structured the loan around the routes, not a generic schedule.”
Daniela Reyes,
Founder, Reyes Freight Lines
Read story ›
Tom Castellano
“We bought the alignment rig that opened up fleet work. The loan paid for itself before the first season was out.”
Tom Castellano,
Owner, Castellano Auto Service
Read story ›

A transparent approach to business funding.

States Funding's portal gives you complete visibility and control over your funding options. No hidden terms or surprises — just clear choices designed for your business.

  1. States Funding
    Funding Amount
    $100,000
    $100K$500K$1M+
    Product Type
    Business Loan
    Application Submitted

    Fast, easy online application

    • Apply in 3 minutes or less with instant pre-qualification decisioning
    • Securely connect or upload your financial statements
    • We’ve removed the hassle so you can move forward quickly and confidently
    Start Application
  2. States Funding
    Your Personalized Offers
    Line of Credit
    $110,000
    24-mo · Revolving
    Accept
    Business Loan
    $250,000
    5-yr · 8.4% APR
    Accept
    Business Loan
    $250,000
    5-yr · 8.4% APR
    Selected
    Revenue-Based
    $180,000
    12-mo · 1.18× factor
    Accept

    Clear visibility of every funding offer

    • All funding approvals are displayed in your portal
    • Instantly view, compare, and evaluate multiple funding offers side-by-side
    • Clear terms and full transparency, so you’re always in control
    Get Your Offer
  3. States Funding
    MS
    Maya Sterling
    Online · Specialist
    Hi! Looks like you have 3 offers — happy to walk through the trade-offs.
    What's the difference between these offers?
    The Line of Credit is best for cash-flow flexibility. The Business Loan locks in 8.4% APR for 5 years. RBF flexes with revenue — no fixed monthly payment.
    Thanks Maya — going with the term loan.
    Type a reply…
    Thanks Maya — going with the term loan.

    Expert guidance at every turn

    • Real human support when you need it, not just software
    • Skilled financial specialists help you navigate your options
    • We advocate for your business — every decision aligns with your goals
    Meet an Expert
  4. States Funding
    States Funding Approved
    Loan Amount
    $180,750
    Revenue-Based Financing · 12-mo · 1.18× factor
    Funds en routeArrives in 24 hrs
    Tracking Enabled
    Wire ID 8C2-4F1 · SMS + email updates enabled

    Rapid funding at the pace of your business

    • Select the funding option that fits your business best
    • Finalize your decision seamlessly within our portal
    • Capital in your account or drawable from the portal — typically in 24 hours or less
    Get Funded

A proven platform to fuel your success.

Case Studies
$50M+
in funding delivered to small and growing businesses across the United States.
About States Funding
500+
businesses funded — from single-location operators to multi-site franchises.
Trusted by operators across hospitality, retail, healthcare and more.
4.9
avg rating
Speed to capital
24–48h
from signed offer to capital in your account. Renewals close even faster.

Ready to fund your company's future?

Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.

1-800-613-0257