Capital structured for the realities of practice life.
Reimbursement cycles, capital equipment, and acquisition opportunities don't line up with bank timelines. Get term-loan, line-of-credit, and revenue-based options that fit your practice — laid out side-by-side, with the trade-offs explained.
Capital tuned to how healthcare actually run.
- Acquire a practice — partner buyout, retirement transition, or roll-up
- Finance imaging, dental chairs, lab equipment, or office buildout
- Bridge insurance reimbursement and Medicaid/Medicare cycle gaps
- Add a provider — recruiting bonus, signing incentive, and first-year payroll
- Refinance personal practice debt into a longer-amortization term loan
Products built for healthcare.
The shapes of capital most healthcare use — and why each one fits.
Term Loan
Faster than traditional bank financing when you need equipment or working capital inside a week, not a quarter.
Learn more →Line of Credit
Bridge AR while reimbursement cycles unfold. Draw only what you need.
Learn more →Revenue-Based Financing
Practices with strong patient revenue but limited collateral often qualify for RBF when banks pass.
Learn more →Three steps from application to funded.
Apply in 3 minutes
Soft credit pull only. Connect your bank or upload statements — no impact to your score.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Funded fast
Sign electronically and funds typically land in 24 to 48 hours of acceptance.
Healthcare financing — common questions.
What credit score do I need to qualify for a practice loan?+
660+ is the typical floor; 700+ unlocks better terms. Personal financials and business cash flow matter more than the score alone.
Can I finance 100% of a practice acquisition?+
A term loan may cover part of the purchase price and working capital. The exact structure depends on the lender, cash flow, and buyer contribution.
How long does a practice loan take?+
30 to 90 days end-to-end. We compress that by preparing the package upfront and pre-qualifying with lenders before you submit.
I have a thin balance sheet but strong revenue — do I qualify?+
Frequently yes. RBF and certain term loans underwrite primarily on practice revenue and provider productivity rather than personal collateral.
What about equipment financing?+
Imaging, chairs, lab equipment, and IT can be financed as a stand-alone equipment facility or rolled into a term loan, depending on size and use.
Other industries we fund.
Ready to fund your company's future?
Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.