Capital tuned to how restaurant actually run.
- Renovate the dining room, redo the kitchen, or repair walk-ins on short notice
- Open a second or third location — buildout, equipment, opening payroll
- Smooth seasonal cash flow during the post-holiday or winter dip
- Refinance high-cost MCAs that were taken during a tough quarter
- Buy or refinance equipment — hoods, ovens, walk-ins, ice machines
Products built for restaurant.
The shapes of capital most restaurant use — and why each one fits.
Revenue-Based Financing
Repayment scales with daily POS revenue — slow weeks cost you less, busy weeks pay it down faster.
Learn more →Line of Credit
Pay only for what you draw. Perfect for surprise repairs and inventory pushes around long weekends.
Learn more →Term Loan
Renovations and second locations — lump sum upfront, fixed schedule, no surprises.
Learn more →“Our hood died on a Saturday and the repair quote was $14K. We drew on the line Sunday night and the new hood was installed Tuesday. Three days of revenue saved.”
Three steps from application to funded.
Apply in 3 minutes
Soft credit pull only. Connect your bank or upload statements — no impact to your score.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Funded fast
Sign electronically and funds typically land in 24 to 48 hours of acceptance.
Restaurant financing — common questions.
Do you underwrite on POS data?+
Yes. POS data, daily-deposits patterns, and processor statements are core inputs. We can connect securely or accept exported statements.
I had a tough quarter — can I still qualify?+
Often yes. We look at trailing 12 months and the trajectory of the trend. A single bad quarter rarely disqualifies you.
How does repayment work on slow weeks for RBF?+
You pay a fixed percentage of daily revenue. Slow weeks = smaller payments, busy weeks = larger payments. Total payback is capped from day one.
Can I finance a second location?+
Yes. Term loans and lines of credit are both common for buildouts. We match the financing to the timing of when the new location starts producing revenue.
What about food truck conversions?+
Food trucks and mobile concepts are eligible under our food-truck financing — covered on the food-truck industry page.
Other industries we fund.
Ready to fund your company's future?
Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.